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Alaska

    Producers

    Group Medical Plans

    We understand that each of your group’s businesses have different needs. That’s why Total Benefit Solutions (TBS) offers an extensive range of group medical plans. Your clients can get coverage at budget-friendly premium rates while offering up to five medical plans.

    Plans
    Forms
    Overview
    Providers

    Summary of Benefits and Coverage (SBCs) 

    SBCs are group effective date specific and can be downloaded via the public Aetna website at: https://www.aetna.com/sbcsearch/home


     Benefit Grids

    2024

    2023


    Plan Summaries

    The following summaries are listed for your convenience. For the most up-to-date information please visit https://www.aetna.com/sbcsearch/home and click on the tab labeled "PDD Search."

    Small Group Plan Summaries Effective 1/1/24 and Later

    Small Group Plan Summaries Effective 1/1/23 and Later


     Middle Market (51-100) Plan Summaries

    Plan summaries for groups of 51+ can be found online in Aetna's Producer World at:  https://www.aetna.com/producer/Login.do

    New Business
    Renewal
    Aetna HSA, HRA, and FSA COBRA Admin
    Member Forms & Flyers Billing

    Middle Market Forms and Flyers (51+ employees)

    Aetna – Helping people achieve health and financial security

    Aetna is one of the nation’s leaders in health care, dental, pharmacy, group life, and disability insurance, and employee benefits. Dedicated to helping people achieve health and financial security, Aetna offers a broad range of insurance and employee benefits products plus vast resources for producers and employers to help them make the right choices.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency.

    Aetna provides benefits through employers in the United States and internationally, with products and services targeted specifically to small, mid-sized and large multi-site national employers, as well as global health insurance for employees on temporary or permanent foreign assignments.

    Ask us about Aetna’s health insurance products including Medical, Dental, Life and Global insurance.

     

    Producer Appointment

    If you or your firm is not yet appointed with Aetna, please apply online:

    https://pangea.geninfo.com/Aetna/Apply

    Provider Network Information

    http://www.aetna.com/docfind/

    Dental Plans

    Our dental plans from reputable carriers help cover check-ups and dental procedures for employees’ oral health.

    Ask about our ability to match or exceed your clients’ existing dental plan with a custom quote.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS
    Benefit Grid

    The following summaries are listed for your convenience. For the most up-to-date information and additional plans please visit Aetna's Producer World at: https://www.aetna.com/producer/Login.do. Other dental plan design documents, including more voluntary plan designs are available by request. 

    Effective 2021

    Groups of 2-9*

    *Voluntary dental plans are available to groups with 3+ eligible employees.

    Groups of 10+

    Effective 2020

    Small Groups of 2-9*

    *Voluntary dental plans are available to groups with 3+ eligible employees.

    Groups of 10+

    Aetna – Helping people achieve health and financial security

    Aetna is one of the nation’s leaders in health care, dental, pharmacy, group life, and disability insurance, and employee benefits. Dedicated to helping people achieve health and financial security, Aetna offers a broad range of insurance and employee benefits products plus vast resources for producers and employers to help them make the right choices.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency.

    Aetna provides benefits through employers in the United States and internationally, with products and services targeted specifically to small, mid-sized and large multi-site national employers, as well as global health insurance for employees on temporary or permanent foreign assignments.

    Ask us about Aetna’s health insurance products including Medical, Dental, Life and Global insurance.

     

    Producer Appointment

    If you or your firm is not yet appointed with Aetna, please apply online:

    https://pangea.geninfo.com/Aetna/Apply

     

    Provider Network Information

    http://www.aetna.com/docfind/

     

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    New Business

    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

     

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    To locate a dental provider please visit https://www.metlife.com/ and follow the instructions listed on the Find a Dental Provider brochure.

    Life Insurance Plans

    Life insurance provides employees and their families with peace-of-mind. Your clients can choose from a range of Life and Accidental Death & Dismemberment (AD&D) plans from trusted carriers.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS
    **As of 4/1/18 Aetna Life plans are no longer available.**

    Aetna – Helping people achieve health and financial security

    Aetna is one of the nation’s leaders in health care, dental, pharmacy, group life, and disability insurance, and employee benefits. Dedicated to helping people achieve health and financial security, Aetna offers a broad range of insurance and employee benefits products plus vast resources for producers and employers to help them make the right choices.

    The Aetna health care network has:

    • More than 1 million health care professionals
    • More than 575,000 primary care doctors and specialists
    • More than 5,400 hospitals
    • A network of specialist physicians, recognized with Aexcel® designation, based on clinical performance and cost efficiency.

    Aetna provides benefits through employers in the United States and internationally, with products and services targeted specifically to small, mid-sized and large multi-site national employers, as well as global health insurance for employees on temporary or permanent foreign assignments.

    Ask us about Aetna’s health insurance products including Medical, Dental, Life and Global insurance.

     

    Producer Appointment

    If you or your firm is not yet appointed with Aetna, please apply online:

    https://pangea.geninfo.com/Aetna/Apply

    The Aetna Life products do not have a provider network.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    The following summaries are listed for your convenience. Upon implementation benefit summaries will be generated for the group, and groups should review their Policy and Certificate for complete details. If you'd like to request a summary not seen below then please contact us.

    New Business
    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

     

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

     

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    The MetLife Life product does not have a provider network.

    Vision Plans

    We offer your clients affordable, high-quality eye care plans with an eye care specialist network of over 26,000 in the U.S. Our comprehensive eye care plans cover all or a portion of optometrist visits, eyeglasses, contact lenses and even laser surgery.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    ***As of 01/01/2023 VSP plans are no longer available.***

    FOR MEMBERS

    How do I use my VSP benefit?

    Getting started with VSP is easy! After you enroll with your employer during your open enrollment period you can:

    1. Create an account on vsp.com, where you can review your personalized plan details and eligibility.
    2. Find a doctor who's in network and conveniently located near you.
    3. Schedule your appointment! There's no ID card required; however, if you'd like to download or print your Member Vision Card, simply log in to your account on vsp.com.

    For additional assistance, members may call VSP Member Services at 1-800-877-7195.

    FOR EMPLOYERS

    Administration for all of Total Benefit Solutions' VSP policies, including billing, enrollment, and renewals, is handled directly by VSP.  For assistance, employers should reach out to VSP directly online at www.Visionbenefits.vsp.com or by calling VSP Client Support 1-800-216-6248, option 4.

    Finding a doctor you love—or keeping your current doctor—is important!

    With VSP, most members have access to five VSP network doctors within five miles of where they live or work. When you see an in-network doctor, you’ll get more out of your vision coverage and can count on low out-of-pocket costs and take advantage of exclusive member-only offers on contacts, sunglasses, lens enhancements, and more! Maximize your benefits when you choose to visit a Premier Program location, including private practice doctors and Visionworks retail locations nationwide.

    PLANS
    FORMS
    OVERVIEW
    PROVIDERS

    The following summaries are listed for your convenience. Upon implementation benefit summaries will be generated for the group, and  groups should review their Policy and Certificate for complete details. If you'd like to request a summary not seen below then please contact us.

    New Business

    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    To locate a vision provider please visit https://www.metlife.com/ 

    Short- and Long-Term Disability Plans

    Our competitive Short- (STD) and Long-Term Disability (LTD) plans help to shorten the down-time after an accident and assist with a loss of income, and the expenses associated with rehabilitation.

    PLANS
    FORMS
    OVERVIEW
    PROVDERS

    New Business

    • Coming Soon... in the meantime please contact us for assistance.

    Member Forms

    MetLife has been in the business of making and keeping promises for more than 150 years, helping millions of customers protect their future with smart products and targeted services. They apply the same principles to operate responsibly and confidently in more than 40 markets around the world.

     

    Producer Appointment

    If you or your firm is not yet appointed with MetLife, then please complete the following and submit as directed on the form:

    Broker Appointment Paperwork

    The MetLife Disability products do not have a provider network.

    Global Health Insurance Plans

    Many businesses in Alaska may have employees located across the country and around the globe. With our expatriate and short-term global travel options, you can offer your clients medical insurance plans that meet their needs nationally and globally.


    You can offer high quality insurance plans to all your business groups

    Large companies usually have the resources for high quality benefit plans, but what about your small- or medium-size clients?  With Total Benefit Solutions, you can offer “big company” plans that are affordable to all size groups without compromising on quality or flexibility.

    A wholesale insurance brokerage, Total Benefit Solutions is the bridge between producers and reputable national and global insurance carriers. With our wide product portfolio, your clients in Alaska can access several trusted insurance group options.

    Why work with Total Benefit Solutions?
    • In Alaska, TBS is the premier source of Aetna’s plans for groups under 50. Aetna, a health care leader, provides a large, national provider network.  In addition, Aetna provides user-friendly online services where members can access claims, coverage and consumer health information.
    • Our quotes are transparent and easy to read. They allow you and your clients to simply compare our rates to other carriers in the market.
    • We support your success with unbeatable administrative services allowing  you to focus on growing your business:
      • Broker education: sales ideas, leads, and strategies for selling our products
      • Expertise in Consumer Directed Health Plans (CDHP), defined contribution, provider recruitment assistance and enrollment
      • Our New Business Team ensures paperwork for new groups is properly completed, provides enrollment assistance and quoting, and billing support
      • Our Renewal Team provides pro-active renewal support, ensures the smooth migration of groups from one plan to another, assists with renewals including strategies to mitigate high renewals, and provides on-going support
      • We will conduct an automatic review of charges for new groups and renewals and keep you informed of any issues so you can act immediately
    • Flat commissions from Vision Service Plan are some of the additional perks that come with being a partner of TBS.

    At Total Benefit Solutions, we are continually working to improve our service so we can help you grow your business. Our goal is to make selling insurance easier for you with value-based products, unparalleled support and an overall positive experience for you and your clients.

    Find out how we can help build your health insurance business today.